E Commerce And Online Payments - 1054 Words

ProPay Transaction Fee: Yes †¢ Swiped: 2.60% per transaction †¢ Keyed: 3.40% per transaction E-Commerce/Online Payments: Yes †¢ Swiped: 2.60% per transaction †¢ Keyed: 3.40% per transaction POS Payments: No †¢ Swiped: †¢ Keyed: Mobile/Wireless Payments: †¢ Swiped: 2.60% per transaction †¢ Keyed: 3.40% per transaction Mobile App Ratings: †¢ Google Play Store: 3.7 †¢ Apple App Store: 2.5 Time in Business: 1997 BBB: Accredited, A+, http://www.bbb.org/utah/business-reviews/credit-card-processing-service/propay-usa-in-lehi-ut-10061989/ Introduction ProPay is a payment processing provider founded by Bradley Wilkes in 1997 with their current headquarters located in Lehi, Utah. ProPay offers a variety of merchant payment†¦show more content†¦One more thing to note is the fact that ProPay does not use independent resellers to market their services and this is huge when it comes to maintaining consistency with marketing and how customer service issues are handled. You will generally have a better experience with a payment processor who doesn t outsource their services. [the-good] ProPay offers flexible payment acceptance options that are secure and affordable for businesses of all sizes. Thus making ProPay a serious contender when it comes to a possible payment processor for your business. Additionally, ProPay appears to actively seek out and address all public complaints about their services with an offer to personally help each client resolve their particular issues. And this is huge from a customer service perspective, because when it comes to your money, there is nothing more important than to be able to talk with someone who can effectively help you resolve any problems you may be having. Small Businesses ProPay has some great features for small business owners. They have a simple sign-up process, competitive rates and multiple ways to accept payments. If you need mobile solutions ProPay is an industry leader with flexible options to accept credit cards via encrypted mobile card readers, such as the ProPay JAK and the ProPay FLASH and via a mobile phone web interface or a regular touchtone phone. Large Businesses ProPay is perfect for

Graduation Speech Essay - 826 Words

The old poet Kahlil Gibran, a long time ago, once said, You work that you may keep pace with the soul of the earth. For to be idle is to become a stranger unto the seasons, and to step out of lifes procession, that marches in majesty and proud submission toward the infinite. An interesting thought, that we work in order to keep pace with the earth. Now, Im sure youre asking yourself, how can my near minimum wage job, where the customers treat me like a doormat and I still have to be pleasant and chipper, keep me in sync with the soul of the earth. Well I imagine there are higher rewards to part-time high school jobs, but other than the always too small pay checks, I am hard pressed to fathom them. Yet, that is not the kind of work I†¦show more content†¦One of my favorite examples of outstanding volunteer work is the Universal Access Parks Project, in which a group of students along with several teachers planned, attained funding for, and ultimately built a handicap accessib le park behind the Lynnwood Pool. The park serves as a lasting testimony of our hard work and dedication for years to come. Now, not all of us can be a class, club or A.S.B. president and not all of us can volunteer weekly for a worthy cause or organization, we cannot do everything even though we may try. But all of us can, and most of us have served an instrumental role in an important project or activity. There are so many different aspects of service work and ways of being involved that to name a few is only grazing the surface. Whether your focus was being in a school club or student government, working with poor children, or people dying of AIDS, or if it was working for environmental justice or animal rights, if you have done it, it is important. There must be reasons we give up our time and energy, other than to have a fancy looking resume, or it would not be worth our precious time. So why do we do it? Often I ask myself, as you do Im sure, this question of why. It seems to surface more frequently when it is your fifth meeting of the week and its only Wednesday, or when you are at school so much you could easily set up a cot and never go home -- do we all remember homecoming week, orShow MoreRelatedGraduation Speech : My Graduation Essay1022 Words   |  5 Pages My Graduation A Graduation ceremony is one of the major steps in life, it marks the start of new changes in our lives. It ushers us into growing up and be responsible for our actions. It marks a new dawn of embracing life experiences, cultivation of good work ethics and eventually culminates in chasing our dreams. On my graduation day, I woke up to the sweet aroma of the breakfast my sister was making. I sat down to eat when the food was ready. It took me about 2 hours to finishRead MoreGraduation Speech1128 Words   |  5 PagesSasenarine Tomby Graduation Speech 2011 Good afternoon [name of members of the head table], teachers, parents, students, fellow graduates and distinguished guests. I must first and foremost thank God for this blessing and honor to stand before you today as Valedictorian of the Class of 2011. Yet, today is not only my day to shine. Every graduate present here is deserving of high praise and recognition and I would like to congratulate each of you on reaching this milestone in life. IRead MoreGraduation Speech650 Words   |  3 PagesCongratulations everyone, congratulations. If youre participating in this graduation ceremony, youve taken the next step toward your future goals and dreams. For those of you that just finished your transfer degrees, congratulations. To those of you that came back to school after a few years off to get a better education, congratulations. To those of you that came to get a certificate or learn IT or computer programming so you can get a better job, congratulations. Now that youre moving onRead More Graduation Speech Essay1010 Words   |  5 PagesLadies, gentlemen, parents, friends, family, staff, fellow students: Instead of taking up more time and reading my speech, it is available to you at http://www.olen’s_speech.com. Thank you. No, just kidding. But seriously folks... Today we are gathered here to celebrate our graduation from 12 long years of schooling. The education granted to us has been a privilege. One so graciously given to us by the citizens of our state, by our community, and by our parents. Today would not beRead More Graduation Speech Essay1009 Words   |  5 Pagesyou might ever sit through. Most of us, though, and I regret that I am in this group, will sit through many more ceremonies -- ceremonies longer and more tedious that this or anything else you can imagine. If you think this is bad, try a college graduation. Think, that is, attend a wedding. And, if just for a moment you think that that is bad, just be thankful you have never attended or will attend a Bar Mitzvah. The only ceremony I think anybody would truly enjoy attending is a funeral. But, onlyRead MoreEssay on Graduation Speech830 Words   |  4 Pagesthe senior class president. A few weeks ago, I was told that I would be speaking at graduation. I was asked to put together a speech for tonight -- Ive become experienced at speech writing over the past couple of weeks. The speech that you are hearing is the fourth one Ive written, the recycle bin needs to be emptied at home and I need a new highlighter. Thank you, Mr. Mier, you get an A+ for your help as my speech teacher but an F for saving trees. Tonight Id like to talk to three groupsRead MoreAn Example of a Graduation Speech653 Words   |  3 Pageswriting papers, doing homework, taking an occasional pop quiz, and of course taking countless exams, it is that time that we all anticipate†¦Graduation! Purpose Statement: Since the majority of us are seniors, and graduation is a little less than a month away, I am going to provide you with some historical background information and some fun facts about graduation in order to make the occasion even more meaningful than it already is. Road Map: Most of you could probably agree that high school wasRead More Graduation Speech Essay1516 Words   |  7 Pagesstudy abroad, and with the great help of the Turner family, Ms. Joy Fitzpatrick who is the international student program coordinator, and my parents, I entered America as an international student on March 11, 2001, only one week after my high school graduation in Japan. It seems as though yesterday when I saw my host mom crying at the airport to see me landed to America safely, as if she were welcoming back her own daughter. I still recall the very first class I took. I was so scared and nervous thatRead More Graduation Speech Essay1115 Words   |  5 Pagesthis graduation speech, several people suggested including a profound quote offering â€Å"encouraging advice to the young graduates†, and then there were others who said, â€Å"eh don’t worry about it, no one listens to those anyway.† Fortunately, I was actually able to take from both suggestions and found a happy balance. You see, I won’t tell you today to: â€Å"Dare to dream† or â€Å"Find your own vision† or even to â€Å"Strive for excellence,† or any trite clichà © that’s ever been said in a graduation speech. SoRead More Graduation Speech Essay560 Words   |  3 PagesWhen they were trying to find someone to give this speech they first asked the most intelligent, smart person they could find. But she turned them down. So then they asked the most beautiful, lovely, attractive person they could find. She also turned them down. Next they asked the nicest, sweetest, kindest, most sincere person they could find. Then I decided it would be rude to turn them down three times in a row, so here I am. How many people here like tomato soup? Come on, raise your hand if

Software Process Free Essays

LARGE SCALE SOFTWARE DEVELOPMENT 1. What are the fundamental activities that are common to all software processes? a. Specification – defining what the system should do; b. We will write a custom essay sample on Software Process or any similar topic only for you Order Now Design and implementation – defining the organization of the system and implementing the system; c. Validation – checking that it does what the customer wants; d. Evolution – changing the system in response to changing customer needs. 2. List the 3 generic process models that are used in software engineering? ? Plan-driven model. Separate and distinct phases of specification and development. Specification, development and validation are interleaved. May be plan-driven or agile. ? The system is assembled from existing components. May be plan-driven or agile. 3. Why are iterations usually limited when the waterfall model is used? accommodating change after the process is underway. In principle, a phase has to be complete before moving onto the next phase. 4. What are the three benefits of incremental development, compared to the waterfall model? ? The amount of analysis and documentation that has to be redone is much less than is required with the waterfall model. Customers can comment on demonstrations of the software and see how much has been implemented. ? Customers are able to use and gain value from the software earlier than is possible with a waterfall process. 5. What are the development stages in reuse-based development? ? Component analysis; ? Requirements modification; ? System design with reuse; ? Development and integration. 6. What are the principal requirements engineering activities? ? Feasibility study †¢ Is it technically and financially feasible to build the system? Requirements elicitation and analysis †¢ What do the system stakeholders require or expect from the system? ? Requirements specification †¢ Defining the requirements in detail ? Requirements validation †¢ Checking the validity of the requirements 7. Why is it increasingly irrelevant to distinguish between software development and evolution? – Although there has been a demarcation between development and evolution (maintenance) this is increasingly irrelevant as fewer and fewer systems are completely new. . What are the advantages of using incremental development and delivery? 9. What are the 4 sectors in each loop in Boehm’s spiral model? Objective setting ? Specific objectives for the phase are identified. ? Risks are assessed and activities put in place to reduce the key risks. ? A development model for the system is chosen which can be any of the generic models. ? The project is reviewed and the next phase of the spiral is planned. 10. What are the six fundamental best practices in the RUP? Plan increments based on customer priorities and deliver highest priority increments first. ? Explicitly document customer requirements and keep track of changes to these requirements. ? Organize the system architecture as a set of reusable components. ? Use graphical UML models to present static and dynamic views of the software. ? Ensure that the software meet’s organizational quality standards. Manage soft ware changes using a change management system and configuration management tools. How to cite Software Process, Essays

Monetary Policy Surprises Interest Rates -Myassignmenthelp.Com

Question: Discuss About The Monetary Policy Surprises Interest Rates? Answer: Introduction In the current discussion, the interest rate decision of Australian central bank and the effect of the same on the economy has been elaborated providing evidence. In the existing scenario, government budget deficit has become one of the most dominating issues for the Australian government. Influenced by the current pressure scenario, Prime Minister of Australia, Mr. Malcolm Turnbull has decided to reduce the government spending in many segments to lower the surging pressure of budget deficit. Due to the event, capital funding has become a crisis in the economy as investors are not showing any interest to make further market investments. To handle the economic uncertainties, the Reserve Bank of Australia has decided to keep the benchmark interest rate at a record low so that investors and leading borrowers can take loans and invest capital in the economy (Letts, 2017). Fundamentally, the aim of the study is to analyse how the low rate of interest has influenced the business investment and economic environment of the nation. Furthermore, the study investigates how an increase in investment has made a significant impact on the aggregate demand curve, real Gross Domestic Product, and price level in the economy. The Central Banks of major economies have been flexible in their monetary policy to cut the benchmark interest rate to support during the period of economic slowdown. Under the strict monetary policy, the RBA has cut the benchmark rate from 4.25% to 1.5% since 2012 to 2017 as shown in figure below (Tradingeconomics.com, 2017). Due to such monetary policy, the flow of capital in the Australian economy can be seen. In the meanwhile, by cutting down the benchmark interest rate, the RBA has mostly encouraged the borrowers to borrow more money from the financial institution to support the economic growth. According to the concepts of economics, lower benchmark interest rate will make borrowing cheaper for the biggest market borrowers and companies. Due to increase in capital in hand, the spending as well as business investment will see a boost. As a result of the scenario, the economic growth and market stability will be further supported. On the other hand, lower interest rate will offer very small amount of investment in savings. Hence, common public will be encouraged to invest the money in diverse segments (Tuan, 2012). Thus, the business investment and economic environment in Australia will be boosted. In terms of business proposition, lower interest rate will be an encouraging sign for the business firms to borrow more money from the financial institutions to expand their businesses. Due to the opportunity of greater finance, firms will borrow more and spend more. In this way, larger borrowing amount will increase the expenditure contributing towards the growth of the economy (Tuan, 2012). Moreover, lower rate of interest rate will help to increase the prices of a number of assets. As a result, housing industry and other asset related sectors can observe asset buying (Heath, 2017). In this way, consumer confidence will be increased. Apparently, in this manner, the RBA has encouraged business investment by lowering the benchmark interest rate in Australian economy. As per the above analysis, it can be seen that the fall in the bank interest rate will influence the common people to re-invest their money in the market in place of keeping them safe in bank accounts. Additionally, the availability of low interest rate loans will help the small entrepreneurs to invest money on start-up businesses in the Australian market. Hence, it can be assumed that the fall in the interest rate will lead to increase in investment promoting business in the Australian economy (Fender, 2012). On the other hand, it is important to note that the increase in investment will lead to several impacts on the economic indicators such as aggregate price level (inflation), real GDP and aggregate demand curve in the market. The influence of enhancement of business investment on price level, GDP and aggregate demand has been presented using the figure given below: On the basis of the above figure, it can be seen that the aggregate demand in the market will increase leading to a rise in the price level and GDP of the nation. Firstly, the increase in the business investment will increase the supply of money in the market (Forstater, 2016). For example, the increase in investment will increase the earnings of the people in Australia leading to an increase in the purchasing power of the consumers. Additionally, the increase in investment will promote business leading to better job opportunities and higher living standard of the people (Phan, 2014). Hence, the increment in the buying power will increase the level of demand in the market that will further lead to a rightward shift in the aggregate demand curve from AD to AD1 (Forstater, 2016). On the other hand, the aggregate supply curve will remain constant at AS in the short run because the producers cannot make use of more resources in shorter time. Therefore, a rise in the aggregate demand can be evident due to the fall in the interest rate in the market. Secondly, it can be seen that the rise in the aggregate demand leads to a shift in the market equilibrium from E to E1. As per the above figure, the rise in the market equilibrium will lead to an increase in the aggregate price level of the services and products in the market. However, the consumption of commodities also increases from Q1 to Q2 leading to a rise in the real GDP of the nation (Cobham, 2015). Therefore, it can be clearly seen through the illustration that the aggregate demand, price level and real GDP increases with the fall in the interest rate. Conclusion According to the above discussion, the decision of the Reserve Bank of Australia to reduce the interest rate will work in the favour of the economy. The reduction in the interest rate will promote business investment and increase the flow of money. Additionally, the earning of the people will grow leading to an increase in purchasing power and better living standards. Hence, the Australian economy will be boosted as the aggregate demand, price level and GDP of the nation will increase with the fall in the interest rate. References Cobham, D. (2015). Monetary Analysis and Monetary Policy Frameworks: Introduction.The Manchester School, 83, pp.1-4. Fender, J. (2012).Monetary policy. 3rd ed. Chichester, West Sussex: Wiley. Forstater, M. (2016).Economics. 5th ed. London: A. C. Black. Heath, M. (2017).Australia's interest rates aren't as stimulatory as RBA thinks. [online] The Sydney Morning Herald. Available at: https://www.smh.com.au/business/the-economy/australias-interest-rates-arent-as-stimulatory-as-rba-thinks-20170730-gxlxjo.html [Accessed Oct. 2017]. Letts, S. (2017).RBA holds rates at record low 1.5pc, warns of high dollar risks. [online] ABC News. Available at: https://www.abc.net.au/news/2017-08-01/rba-holds-rates-at-historic-low/8763628 [Accessed Oct. 2017]. Phan, T. (2014). Output Composition of the Monetary Policy Transmission Mechanism: Is Australia Different?.Economic Record, 90(290), pp.382-399. Tradingeconomics.com. (2017).Australia Interest Rate | 1990-2017 | Data | Chart | Calendar | Forecast. [online] Available at: https://tradingeconomics.com/australia/interest-rate [Accessed Oct. 2017]. Tuan, B. (2012). Monetary Policy Surprises and Interest Rates: Evidence from Australia.SSRN Electronic Journal.